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FBAR – FinCEN 114. Foreign Bank Account Report

Jul 9, 2021 | FBAR, IRPF Spanish Tax Return, US Tax Return 1040 / 1040NR | 2 comments

A few years ago the Foreign Bank Account Report (FBAR) changed from using the TD F 90-22.1 paper form to the online FinCEN Form 114. It is used to report financial interest in or signature authority over foreign financial accounts and is an information return only, so there will be no information on the filer’s tax liability.

Who must file the FinCEN Form 114?

Any United States citizen or GreenCard holder, who has authority or signature authority of any foreign financial accounts that have an aggregate amonut of the maximum balances of each account of $10,000 during any point of the calendar year.  This is done by taking the highest value in each financial account and aggregating them. The deadline for online submission is April 15th plus the extensions that taxpayer might have requested to the IRS for his regular Form 1040. Now the Financial Crimes Enforcement Network accepts all extensions offered by the IRS for your Tax Return.

Are there penalties for not filing the FinCEN Form 114?

Yes, there are very harsh penalties for not filing the FinCEN.  A person who is required to file an FBAR and fails to properly file may be subject to a civil penalty of $10,000 per violation.

What we can do for you…

We can file your FinCEN 114 on time if you upload  throught our website the two files, that you can download from download menu or using our secure transfer system through the upload menu in the website.

1. The FinCEN Authoritation

2. The FinCEN Form 114 – Client’s Data

2 Comments

  1. Karen

    Hi, good morming, Does a US citizen taxed in an EU country must fill in form FinCen 114 ? I assume if this taxpayer is submitting taxes in another country this action is not compulory for him/her. May you please send me a reply?

    Reply
    • Antonio Rodriguez

      Yes, the FBAR (FinCEN 114) is another annual fiscal obligation of any U.S. Person (U.S. Citizens, Greencard holders and Resident Aliens). It does not matter where you live and if you file the 1040 or not, The FBAR was signed by Nixon a long time ago and since then ALL u.S. citizend must report their Foreign Bank Accounts to the FinCEN (Financial Crimes Enforcment Network).
      Antonio

      Reply

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